What Is It …

An insurance policy designed to cover medical rehabilitation costs as well as lost wages for employees injured on the job as required by State.

How Does It Work …

This policy consists of two components. The first covers medical bills and lost wages for an injured employee. The second covers the employer's liability. This provides coverage for the employer's legal obligation to an injured employee during the course of his employment.

Special Considerations …

Many states do not require the business owner to be covered by Workers Compensation coverage. A business owner can be provided coverage under Workers Compensation. For example, the business owner could be injured resulting in loss of income and medical expenses.

How American Patriot Can Help …

We strive to ensure your complete protection. American Patriot will tailor an insurance policy to fit the needs of your business.