What Is It…

Insurance designed to give additional liability limits above and beyond the liability limits on your automobile, general liability and employer's liability coverages.

How Does It Work …

An umbrella policy can add additional limits anywhere from $1 to $5 million in liability protection. These additional limits go into effect when the liability on your general liability, automobile liability and employer's liability limits have been exhausted.

Special Considerations …

All insurance policies have a limit on how much it will pay in the event of a loss. For example, a catastrophic liability loss which exceeds a $1 million limit on your general liability policy.

How American Patriot Can Help …

We strive to ensure your complete protection. American Patriot will tailor an insurance policy to fit the needs of your business.